Former NBA player Michael Kidd-Gilchrist, the second overall pick in the 2012 NBA draft, has found himself at the center of a legal battle with an insurance company following his diagnosis of COVID-19-related myocarditis. Kidd-Gilchrist, who has not played in the NBA since 2020 due to his health condition, recently filed a lawsuit against Lloyd’s of London, seeking $40 million in damages.
The journey of this talented athlete took an unexpected turn when, in December 2020, Kidd-Gilchrist experienced acute chest pain that raised concerns about his health. Medical advice prompted him to step away from the game he loved. The former Kentucky star, known for his prowess on the basketball court, was left grappling with the impact of a health crisis that disrupted his career and life.
The heart of the lawsuit revolves around an insurance policy Kidd-Gilchrist held with Lloyd’s of London. According to Jason Morrin, the attorney representing Kidd-Gilchrist, the player sought coverage under the policy for “permanent total disablement arising from a sickness.” The policy was designed to provide financial protection if Kidd-Gilchrist was rendered unable to continue “his occupation as a professional basketball player.”
However, the lawsuit alleges that Lloyd’s of London refused to fully honor the claim, asserting that the company “refused to fully insure the damage caused by the loss for which plaintiff sought coverage.” This denial has sparked a legal battle as Kidd-Gilchrist seeks to secure compensation for the devastating impact of his illness on his career and overall well-being.
Kidd-Gilchrist was only 26 years old when he last graced an NBA court. The heart disease stemming from COVID-19 left him experiencing symptoms as recently as June, underscoring the severity of his condition. The former NBA star had invested significantly in his insurance policy, paying an annual premium averaging $66,125, and the policy was in effect from September 14, 2019, to September 14, 2021.
Who is Michael Kidd-Gilchrist?
Michael Anthony Edward Kidd-Gilchrist Jr., born on September 26, 1993, was a promising talent in the NBA. Drafted second overall by the Charlotte Bobcats in the 2012 NBA draft, he played for the University of Kentucky men’s basketball team from 2011 to 2012.
During his NBA career, Kidd-Gilchrist had several standout moments and challenges. He recorded impressive stats and played for teams like the Charlotte Bobcats and Dallas Mavericks. Despite injury setbacks, he consistently contributed to his teams, showcasing his talent on the court.